Our frequently asked questions service offers answers to common questions. If you don't find an answer, please contact our customer support and a representative will be able to assist you.
Paylution will create a/an Paylution Pay Portal on your behalf. Once created, an email will be sent to you with a link you can use to begin the activation process.
If you have been notified by Paylution that your first payment has been sent but have not received an activation email, click here.
If you have any questions about creating a Payment Portal, please visit Paylution Help Center or contact Paylution for support.
There is no sign-up required to use your Prepaid Card, as your organization will create your account on your behalf.
Once created, you will receive an activation email containing your account number and a link you may click on to begin the activation process.
Users of iPhone and Android & all other smartphones, please navigate to www.Paylution.com/smart. iPhone / iPad and Android users can also download the mobile app from iTunes and Google play; the functionality of the downloadable app and the mobile website is identical.
You can use the mobile website or app to:
Please note: Use of the mobile site is subject to the regular browsing rates charged by your mobile service provider. Your Prepaid Card provider is not responsible for these charges.
To change your Prepaid Card password:
Please note: Passwords must contain 6-15 characters and cannot be reused.
If you have forgotten your password, you may reset it by clicking on Forgot Password on the homepage.
We do NOT keep a record of your password!
If you have forgotten your password, please click on the link below and enter your email address (must be the same email address with which your account is registered). You will receive an email containing a link you will need to click on. In order to choose a new password, you will first be asked to answer your two security questions.
Click here if you have forgotten your password
If you do not receive your password recovery email, or if you are unable to answer your security questions, please contact us
Log in to your Pay Portal and click Legal at the bottom of the page to access a digital copy.
How can I obtain a Prepaid Card?
If the Prepaid Card option is available for your program and your country, you will see a “Request Card” icon on the left-hand side of your Pay Portal. Click on this icon, ensure that your profile information is complete and accurate, and submit your request. If a Card Activation fee is defined in your Cardholder Agreement, it will be debited from your Pay Portal balance.
Obtaining Your Card: When you open a Card Account, we will ask for your name, address, date of birth, and other information that will allow us to reasonably identify you. We may also ask to see your proof of identification and proof of address.
How long does it take for the card to arrive after I request it?
Depending on your location, please allow the following delivery times to receive your Prepaid Card after your request has been approved.
USA: up to 15 business days
Canada: up to 15 business days
Europe: up to 15 business days
Rest of World:
Standard - up to 6 weeks
Expedited - up to 3 weeks
What should I do if the card doesn't arrive within the normal delivery timeframe?
If you do not receive your card within the delivery times listed above, please contact Customer Support .
What are the benefits of using a Prepaid Card?
Do I need to activate this card? How?
Once you receive your card in the mail, you may activate the card by calling the telephone number listed on the back of the card and following the voice prompts for card activation or you may activate online at https://www.paylution.com Please log in to your account online, click on the “Activate Card" link, and follow the on-screen instructions. You will not be able to use your card until you have activated your card by accepting the Cardholder Agreement.
*Please note that telephone calls can be subject to international long distance rates.
How many cards can be attached per Pay Portal?
If stated in your Cardholder Agreement, the Pay Portal may have one primary cardholder and one secondary cardholder. Both cardholders access the same card balance.
Can the card be in the name of my business?
Prepaid cards may be issued in the name of an individual only.
How will I get my card’s Personal Identification Number (PIN) code?
You will be provided or prompted to select your personal card PIN during the card activation process.
How can I get money onto the card?
Once you have activated your card, you can move money from your online Pay Portal balance onto the Prepaid Card by clicking on “Prepaid Card” in your Pay Portal menu, then selecting “Load Prepaid Card” from the Prepaid Card dashboard. Funds transferred in this way will be available to use on your card immediately.
Where can I use the card?
Dependent on your card type, you can use your Prepaid Card to make purchases from any merchant bearing the Acceptance Mark displayed on your card, including online (except for online gambling merchants).
Please note that some merchants such as gas stations or rental car agencies may have a policy to not accept Prepaid Cards. This is a merchant-specific policy.
How can I obtain my card balance?
There are four ways you can check your card balance:
How long does it take for my transaction history to update with my card transactions?
Your Pay Portal transaction history will be updated with your card transactions a few moments after the card processor receives the transaction information. Please note that not all merchants may immediately submit their card transactions for processing, so you may not see the transactions in your history right away.
Can I use the card to withdraw cash at an ATM? If so, which symbols should I look for on the ATM?
You can use your Prepaid Card to make cash withdrawals at any ATM bearing the Acceptance Mark displayed on your card front or back. Please refer to your Cardholder Agreement to view your withdrawal limits and applicable fees.
Can I use the card outside of the country?
Yes, your Prepaid Card can be used internationally. If you make a purchase or withdrawal in a currency other than the currency in which your card was issued, the Issuer may assess a foreign currency conversion fee of 3% of the transaction amount. Please refer to your Cardholder Agreement for applicable fees
Can I make transfers to my card and/or view card transactions on the mobile application?
Yes, you can view the load to your card and view your card balance and history by logging into your account on your mobile application.
What is the maximum balance my card can carry?
Your maximum balance is determined by your card type. Please refer to your Cardholder Agreement for your maximum balance.
What limits is my card subject to?
Your Prepaid Card is subject to transaction limits as defined in your Cardholder Agreement under Fee Schedule and Using The Card/Features.
What should I do if I forget my PIN?
If you forget your PIN, you can reset it using the Reset Pin feature found in your online Pay Portal under the Home Tab.
1. Log in you Pay Portal.
2. In the Home tab go to my My Cards.
3. Click the Action button.
4. Click the Reset Pin option.
What should I do if my Prepaid Card is lost or stolen?
If your card is lost or stolen, please immediately call and report it to the number shown here, any time of day and any day of the week. Our agents can then assist you by cancelling the card and issuing a new one for you.
What do I do if I don't recognize the merchant listed on my statement?
Some merchants may bill under a name other than their operating name or bill from a state different from where you made your purchase. If you still have questions about the transaction, please contact the merchant directly.
What is a Prepaid Card dispute?
If you believe that a prepaid card transaction has been posted to your account in error, you may submit a prepaid card dispute within 60 days of the date that appears on the transaction statement or receipt.
What happens after I submit my dispute?
After we confirm your dispute claim, we may need to contact the merchant and their bank regarding the disputed transaction. In some cases, we may contact you again via Mail if we need more information. We process disputes according to billing error procedures that are governed by federal law and outlined in your Cardholder Agreement. If you provide this information orally, we may require that you send the details listed above in writing within sixty (60) calendar days after we posted the transaction(s) you are questioning. You agree to cooperate fully with our investigation and to provide any additional information or documentation we may need for the claim. Please refer to your Cardholder Agreement for more detailed information.
What should I do before I submit a Prepaid Card dispute?
A quick call to the merchant can often answer your questions and easily resolve your prepaid card dispute. However, if this is not resolved, you may want to submit a dispute.
How do I submit a prepaid card dispute?
Please note the issuer of your prepaid card. You will find the card issuer displayed on the back side of the card near the bottom. Download the corresponding issuer dispute form and fill it out according to the instructions indicated on the form:
All Trans Financial Services Visa Prepaid Card
Disputes are subject to time limits in which the investigation may take up to one hundred and twenty (120) days from the transaction settlement date.
You must contact us no later than sixty (60) days after we posted the transaction(s) to the Card Account.
How long will it take to be reimbursed for unauthorized charges?
Up to one hundred and twenty days (120) from the transaction settlement date.
When you swipe or insert your prepaid card at a gas station pump, the gas station will place a pre-authorized hold of up to $125.00 USD or more on your card prior to you filling up.
The actual amount purchased will be processed on the card at a later time, but the initial hold may last for 8 days before being released, minus the amount of gas that was purchased.
During the time that the hold is in effect, the funds being held will be unavailable for you to use.
When the transaction settles, you will only be charged for the amount of gas purchased.
To avoid pre-authorized holds, we recommend pre-paying inside the gas station so you can specify the exact amount of gas you wish to purchase.
Some other merchants may have similar practices and even longer maximum pre-authorization timeframes:
In some cases, the merchant may be able to make an exception and release the pre-authorized hold earlier than the maximum allowed hold time.
Why is a transaction still outstanding?
If you notice a transaction under the status “outstanding purchase”, the merchant has not yet cleared the transaction. Transactions are usually cleared by the merchant shortly after the purchase was made.
However, some merchants such as gas stations, hotels, or cruise lines for example may pre-authorize a larger amount than the initial purchase and keep a hold on the funds for a longer time. These transactions will remain “outstanding purchases” until the merchant releases the funds and clears the transactions.
Can I dispute an outstanding purchase?
Please note that you will not be able to dispute a transaction if the status is still “outstanding purchase”. However, the merchant should be able to release the funds early. In order to have the funds released, please refer to section below.
How to release Pre-Authorised transaction?
If you would like to have the funds released earlier than the usual time frame, please follow the instructions below:
The merchant will need to fax a pre-authorisation release letter to hyperWALLET Systems Inc. at +1 604 482-0091.
The signed and dated letter will need to be sent directly from the merchant and will also need to be on company letterhead. The following information must be included for the authorisation to be released:
If the pending authorization is from a car rental, the merchant will also need to supply a copy of the closed contract (showing that the car has been returned).
If the pending authorization is from a hotel, the merchant will also need to supply a copy of the closed folio (showing check in/check out).
Mobile wallet apps allow you to securely store payment information like credit, debit, and Prepaid Card numbers on your mobile device.
Tokenization is a data security feature that replaces your real card number with an anonymous account “token” at the point of sale. When you make a purchase, the merchant uses this token – not your card number – to verify and process your payment.
Together, a mobile wallet with tokenization technology gives you a fast, safe, and convenient alternative to using your physical card when shopping in-store or online.
Are mobile wallets safe to use?
Yes. In fact, mobile wallets are more secure than physical cards. Using a mobile wallet reduces the risk of fraud by allowing you to take advantage of your device’s password and biometric authentication features like fingerprint and iris scanners. Tokenization provides the additional benefit of masking your card number so that even the merchant you’re paying is not able to see it.
Which cards are eligible?
USD Prepaid Cards issued by Pathward, N.A. or The Bancorp Bank, N.A.
How do I keep my device and card details secure?
What’s the difference between Samsung Pay & Google Pay?
Google Pay uses Near Field Communication (NFC) technology to make contactless payments using your mobile device. This “tap to pay” service is limited to merchants with NFC-enabled payment terminals. In order to accept Google Pay for in-store purchases, merchants may be required to upgrade their payment terminals to accept devices with NFC capabilities.
Samsung Pay takes advantage of both NFC and Magnetic Secure Transmission (MST) technology. MST allows you to use the mobile wallet’s “tap to pay” functionality at almost any payment terminal in the world that accepts debit or credit cards.
How will mobile wallet transactions appear on my card statement?
All purchases processed on a mobile wallet will appear on your Pay Portal transaction history just like any other point-of-sale transaction.
How do I return an item purchased using a mobile wallet?
You'll need your store receipt, just like you would for any other purchase. If the merchant asks you to swipe or provide the original payment method so they can process a refund, simply hold the back of your phone up against the contactless payment terminal.
Can I use my mobile wallet to pay in-store internationally?
Yes. You can use your mobile wallet internationally almost anywhere contactless payments are accepted. Foreign exchange or other fees may apply. Please see your Cardholder Agreement for details.
I was sent a One-Time Passcode (OTP) when registering my card on a mobile wallet. What is this and why is it required?
To verify your identity and keep your card details secure, a one-time passcode is sent to you by text message when registering a payment method on your device. You will be prompted to enter this code during the registration process.
How do I learn more about Samsung Pay?
For more information, click here.
How do I learn more about Google Pay?
For more information, click here.
Contact us:
Email Support
Please login to Paylution Pay Portal and use the form provided under the Support section to send us your question. If you have issues logging in, please contact us by phone.
Telephone
Live Customer Support Representatives are available:
Monday - Friday from 6:00am - 5:00pm Pacific Time (14:00 - 01:00 GMT), Saturday & Sunday from: 8:00am – 5:00pm Pacific Time (16:00 - 01:00 GMT)
*English and Spanish starting from 6:00am Pacific Time with French, German and Mandarin support added at 8:00am Pacific Time
Lost and Stolen
If your card is lost or stolen, please immediately report it to the number shown pertaining to your card type, any time of day and any day of the week. Our agents can then assist you by cancelling the card and issuing a new one for you.
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